Chase Student Credit Card Review: Which One is the Best?
There are many credit cards out there that are targeted towards students in order to help them build their credit history, but with so many to choose from, it can be difficult to choose the best one for your needs. In this Chase student credit card review we’ll take a look at three different cards and discuss the benefits of each one, as well as why you might want to consider using another one over these three. As someone who used credit cards in college, I can tell you that these are some of my favorites!
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| Chase Student Credit Card Review |
What's the best chase student credit card?
Choosing a credit card for college students can be difficult. There are so many to choose from and they all have benefits, but which one is best? We've done the research for you and narrowed it down to three cards that offer interest-free periods, rewards, and low balance transfer fees.
The Chase Slate® student credit card offers a 0% intro APR on purchases and balance transfers for 15 months.
Why we like it?
The Chase Sapphire Preferred credit card has a sign-up bonus that can be worth $1,000 or more for spending $4,000 in three months. The annual fee is waived for the first year, which gives you time to figure out if this card will work for you. There are also low interest rates on purchases and balance transfers and no annual fee on foreign transactions.
What's the catch?
The Chase cards are all more or less similar. The primary difference between the three cards is their annual fee, which varies from $0 to $95 per year. The Chase Freedom card has no annual fee, but limits you to a 3% cash back bonus on all purchases. The other two cards offer 1-2% cash back for spending in certain categories, and charge an annual fee ranging from $0 to $95 per year.
How to use it responsibly?
The Chase Slate card is a good choice for students because it has no annual fee, offers a 0% introductory APR on purchases and balance transfers for 15 months and doesn't charge an over-the-limit fee. The Citi Simplicity card also offers a 0% introductory APR on purchases and balance transfers for 18 months, but there's an over-the-limit fee of $0 or 3% whichever is greater.
Who is this card for?
If you are in college or university and looking for a credit card, Chase has an offer that might suit you. There are three cards available to choose from, each with its own benefits and drawbacks. The first card on offer is the Freedom Unlimited Card. This card has no annual fee and offers 1.5% cash back on all purchases. It also has a $150 bonus after spending $500 within three months of opening your account.
FAQ
Is the Chase student card worth it?
With its level money back rate, the Pursuit Opportunity Understudy card is a strong decision. It has no yearly charge, and you'll bring in 1% money back on each buy you make, with no restriction on the amount you can procure, and no focuses termination date to monitor.
Is Chase student credit card easy to get?
Your Opportunity Understudy endorsement chances are great in the event that you are an understudy with next to zero credit, or a FICO rating of 640+ (fair credit). Endorsement chances for the Opportunity Understudy card will be affected by your yearly pay and existing obligations, and you should be 18+ years old.
What credit score do you need to get a Chase student credit card?
660 or higher
Since the Pursuit Freedom® Understudy Visa is a starter Mastercard designed for understudies, you'll require just a FICO financial assessment of 660 or higher.
Is the Chase Freedom student card good for building credit?
The Pursuit Opportunity Understudy card could be an ideal decision for understudies who need the opportunity to construct credit with a starter Visa. It offers great endorsement chances, conveys a cutthroat prizes rate and even offers a sign-up reward and progressing Great Standing prizes.
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