Everything You Need to Know About the Discover it Student Credit Card
The Discover it Student Credit Card can be a great choice for students looking to build their credit score, but who don’t have much credit history yet. It has no annual fee, no foreign transaction fees, and 0% on Purchases and Balance Transfers for six months, and then the ongoing APR of 12.99%-22.99% Variable APR. Here’s everything you need to know about this card, including how to apply!
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| Everything You Need to Know About the Discover it Student Credit Card |
No annual fee
Discover is a company you can trust when it comes to student credit cards. It has no annual fee, and the rates are competitive with other companies on this list. Plus, they have a long intro period of 10 months where you can enjoy 0% APR on your purchases and balance transfers.
0% intro APR on purchases and balance transfers for 6 months
The Discover it Student credit card is a great choice for college students. It has no annual fee and offers 0% intro APR on purchases and balance transfers for 6 months. If you’re looking for an easy way to build your credit score without paying any interest, this student credit card could be a good choice.
5% cash back on everyday purchases
Discover is a credit card company that offers student credit cards with a generous cash back program. The card provides 5% cash back on everyday purchases, which is higher than most cards in the market. This makes it one of the best options for students who are looking for ways to save money and have some fun at the same time.
Freeze your account with a click in case of emergency
One of the best features of this card is that you can freeze your account with a click in case of emergency. This means if your card gets lost or stolen, you can prevent unauthorized transactions before they happen. And if you do lose your card and someone tries to use it, we'll call you immediately at any phone number on file.
My favorite part about having this card is that I never have to worry about my balance – I only have to pay for what I charge.
Get your free FICO score
The first thing you should do is make sure that you are financially responsible and have a good credit score. The best way to do this is by getting your FICO score. FICO scores measure your ability to manage debt, which is important for students who might be tempted by student credit cards. One of the top rated student credit cards on our list, the Discover it Student Credit Cards, requires you have a good FICO score in order for you to qualify for their card.
No foreign transaction fee
The Discover it Student credit card is a great option for students because there are no foreign transaction fees and they offer cash back rewards. The card offers 5% cash back on rotating categories and 1% cash back on all other purchases. When you sign up, you'll receive $20 off your first purchase if you're a new customer, which can offset any of the cost of getting a card in the first place.
$20 Cashback Bonus each school year that your GPA is 3.0 or higher
The Discover It Student Credit card offers a $20 cash back bonus each school year that your GPA is 3.0 or higher. They also offer a 0% intro APR on purchases and balance transfers for six months, which can be helpful if you're looking for time to pay off debt without accumulating interest charges.
FAQ
What is the credit limit on Discover IT student card?
There is no set credit limit on the Discover IT student card. However, your credit limit will be based on your creditworthiness.
Is it hard to get Discover student card?
The Discover student card is not hard to get. The application process is simple and straightforward, and you can get approved for the card in just a few minutes.
What is the difference between regular Discover it card and student Discover it card?
The Discover it student card is for students who are currently enrolled in college, while the regular Discover it card is for anyone who wants to apply. The Discover it student card has a few extra perks, such as a $20 cash back bonus for good grades and no annual fee.
Is Discover Card student good?
It depends. Discover Card is a good credit card for students if the cardholder pays their balance in full each month. If the cardholder does not pay their balance in full, they will accrue interest charges. Discover Card also offers a cash back rewards program and a 0% introductory APR on purchases and balance transfers.
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